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Speciality InsuranceRural Contractors Insurance

Rural Contractors Insurance

Our Rural Contractors Insurance Scheme is designed to meet the complex needs of Rural Contractors operating 24⁄7 and is exclusive to members of the Rural Contractors Association.

The Rural Contractors Insurance Scheme can be tailor-made to your needs.

It provides comprehensive cover for Material Damage – Contents and Stock, Business Interruption, and comprehensive Liability. Cover also extends to mobile plant, spray drift and accidental contamination, and motor vehicle. 

We’ve partnered up with New Zealand’s leading loss adjusters, Cunningham Lindsey, to give you the quick claims response you need it when you’re running a 24 – 7 Rural Contracting business. 

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Claim example 1: A spraying contractor’s truck caught fire in a paddock which damaged the farmer’s barley. This resulted in a liability claim of over $70,000. The contractor was covered by his Public Liability Insurance.

Claim example 2: A contractor was chopping whole crop at night when they heard something go through the header. This led to an ingestion claim of over $50,000. The contractor was covered by his Mobile Plant Insurance.

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