IT Contractors and Companies
Being an IT Contractor comes with a unique set of professional and business risks.
This means you may be personally liable for any financial loss your clients suffer due to errors, omissions, or negligence in your work. Which can be both expensive and damaging to your reputation.
Built for IT contractors and businesses, this Technology Liability insurance package offers comprehensive protection across all areas of your operations. It’s available exclusively through Rothbury Group Company’s Target Insurance, with flexible options to match your contracts.
If you’re in Information and Communications Technology Contracting, ICT Project Management, or IT Business Analysis, this policy provides cover for the professional services you deliver.
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- Mistakes in Your Work (Professional Indemnity)
Covers you if a client claims your advice, code, or service caused them financial loss - whether due to an error, omission, or breach of contract. $1M, $2M or $5M limit.
- Accidental Damage or Injury (Public Liability)
Protects you if you accidentally damage a client’s property or someone is injured as a result of your work - especially important if you work on-site. $1M, $2M or $5M limit.
- Breaches of Law (Statutory Liability)
Covers legal costs and penalties for unintentional breaches of laws like privacy, copyright, or health and safety regulations. $500,000 limit.
- Faulty tech or advice (Technology Liability)
Covers you if a client claims your tech service like software, systems, or advice - caused them financial loss, data issues, or delays due to an error, fault, or failure.
- Worldwide cover (Worldwide Territorial and Jurisdictional Limits)
Covers you for work done and claims made overseas, as long as they fall within the countries listed in your policy - excluding North America.
Additional cover can also be purchased
- Workplace Injury Claims (Employers Liability)
Protects you from compensation claims made by employees for illness or injury suffered at work that isn’t covered by ACC.
- Unintentional IP rights breach (Intellectual Property)
Covers you if a client claims your work - like code, content, or designs - unintentionally infringed their copyright, trademark, or other intellectual property rights.
- Cover after your business closes (Run-off)
Protects you from claims made after you’ve stopped trading, sold your business, or retired but which relate to work you did while your business was still active.
- Fast and easy application process (often same-day cover)
- Low excesses
- Special cover for businesses with up to $500,000 turnover
- Dedicated Claims Adviser
- Instalment payment options
All our branches have dedicated Claims Advisers to help you through the entire claims process. We act as your advocate to ensure the best possible outcome.
Whether you’re an IT Contractor or Company, our insurance package delivers a high level of protection so that you’re covered if something goes wrong.